As soon as the soul leaves this physical body, the physical body will be dissolved in matter. The body enters into the physical sheath, the vital enters into the vital sheath and the mind enters into the mental plane proper. The soul will go through the subtle physical, the vital, the mental, the psychic and then finally to the soul’s own region. As it passes through each of these planes, the soul takes up with it the essence of all the experiences it had on earth.
The soul gets various kinds of subtle experiences in these other sheaths, but these experiences are not going to manifest in these worlds. If the soul gets some experience here on earth, the experience is bound to be manifested either today or tomorrow. The soul can aspire in any world. In the higher worlds it will have only aspiration, and this aspiration will eventually take the form of experience. Aspiration itself is an experience. But on earth, when the soul observes suffering or joy or the activities of the world, the experiences that the soul gets here are constantly leading it towards the fuller manifestation of Divinity.
by Sri Chinmoy